How do you know if your company needs credit insurance? If you answer "Yes" to one or more of the following questions, you may need credit insurance.

• Has your company already experienced the impact from a significant bankruptcy or payment default?
• Has your sales department continued to sell to customers over credit department objections?
• Would your company be adversely affected by the non-performance of one or more of your large customers?
• Are you falling behind in the competition because you refuse to offer credit terms to customers in certain locations or industries?
• Does your company sell or plan to sell in foreign markets and you're concerned about what would happen if your customer doesn't pay?
• Has your customer insisted on purchasing from your company on credit and you just keep hesitating?
• Does at least 20% or less of your clients account for 80% or more of your accounts receivable portfolio?
• Does your company's borrowing base currently exclude foreign sales and/or receivable concentrations and this is restricting your borrowing power?